Phocas Wealth Management believes that reaching your goals requires patient, long-term investing with diversification and discipline. The roadmap to helping you reach your financial goals involves a custom tailored-made portfolio that meets your financial needs and tolerance for risk. Wealth management is a process that involves constant, proactive monitoring and adapting as your goals evolve.
We oversee a complete evaluation of your financial and life objectives before developing an all-inclusive financial plan. We’ll adapt and reshape the plan depending on your life changes, offering an all-encompassing view giving you informed, intelligent advice appropriate for your circumstances. Two of our central principles of our investment process is capital preservation and risk management, while always keeping in mind costs and tax efficiency.
Our portfolios are invested in stocks, bonds, mutual funds, and alternative investments across all asset classes in the right mix for you. Because no client is the same, all clients have portfolios that uniquely represent their own needs. Furthermore, because we are a registered investment advisor, we look out for only your best interests. We are 100% fee only and do not accept commissions for investing you in others’ products.
Phocas Wealth Management is committed to providing you with effective communication and client service. This includes monthly communication, in-person meetings, quarterly newsletters and asset reporting, and upcoming webinars.
Our financial advice goes beyond investing your portfolio of assets and includes retirement planning, education planning, cash flow analysis, and working with your tax and estate planning professionals to help you achieve your goals.
Our investment expertise and services include the following:
- Risk Management
- Personalized Financial Planning
- Customized Asset Management Strategies
- Tax Planning Management
Our Wealth Management Team
Steve Block, CFA
Mr. Block has been a co-portfolio manager of the Phocas Small Cap Value product since its inception. From 1996 to 2005, he was an institutional portfolio manager at Bay Isle where he managed institutional equity portfolios for Bay Isle, Berger LLC, and Janus Capital Group. Prior to joining Bay Isle, Mr. Block served as Senior Financial Analyst for two years in M&T Bank’s corporate finance department. He also spent three years as an employee benefit plan Actuarial Consultant for Howard Johnson & Company. Mr. Block received his M.B.A. from the University of Michigan’s Ross School of Business in accounting and finance. He received his B.A. in Quantitative Economic Decision Science from University of California, San Diego. Mr. Block also holds the Chartered Financial Analyst designation, and is a member of the Security Analysts of San Francisco.
Chad is responsible for working with Phocas Financials’ Private Client Group. Chad is dedicated to providing his clients with individually tailored wealth management solutions and strives to achieve the ideal configuration between their wealth, values and goals. Prior to joining Phocas, Chad worked for First Republic Investment Management for 13 years, most recently as Director in its fixed-income division. Prior to that, Mr. Litman was Senior Client Sales Associate at UBS. Mr. Litman received his Bachelor of Arts degree from San Francisco State University and is currently pursuing his Certified Financial Planner designation. Chad and his family reside in Alameda, where they are actively involved in the schools, sports, and community organizations.